Jack Andrews (Val Kilmer), a down on his luck private investigator is looking to score some cash in order to pay off his debt to a loan shark. Fay Forrester (Joanne Whalley-Kilmer) is the femme fatale who is just looking to disappear, having just made off with a suitcase full of money stolen from her psychotic boyfriend Vince (Michael Madsen). Fate will bring Jack and Fay together. And fate may tear them apart in this modern-day noir.